We will walk you through everything over the phone and documents will be sent by email. There is no lengthy approvals process or waiting for paper forms in the mail.
Use our website to easily compare funeral directors and funeral options
Choose a funeral director and package that suits your requirements then contact us either through the website or over the phone
We’ll speak to you and arrange the funeral loan quickly and easily
Compare 100s of funeral directors and contact the one that's right for you
We’ve got multiple payment options, including interest free and interest bearing, providing flexibility to suit your needs.
You can pay a deposit of between 10% and 50% on any of the finance options.
You can stretch payments over 12 - 60 months.
All you need to know
Your application will be assessed based on eligibility, credit history and affordability and Deko will let you know the outcome in just a few seconds. It’s important to know that when applying for finance a hard credit check is made which is recorded on your credit file.
Once approved, Deko will let you know who the lender is and provide with their full contact details. You then just need to digitally sign your credit agreement, pay your deposit and wait for your order to arrive.
In a few cases, your application may be referred to a lender for manual assessment and you’ll be notified by email of the credit decision within 24 hours. If you’re not approved for finance it could be for a variety of reasons and the lender will be able to give you more information.
Your first direct debit payment will be taken about a month after we’ve confirmed the funeral director is providing their services. This will show on your statement as a payment to your lender. You have the right to repay all or part of the loan early at any time.
There is a 14-day cooling off period where you can withdraw from the credit agreement after signing your documents. If you want to do this, you need to notify both Beyond and the lender.
Withdrawing from the credit agreement does not mean you have cancelled your funeral arrangements. Please see our terms & conditions for our cancellation policy.
For any other questions contact us on 020 8629 1600.
Call Beyond on 020 8629 1600 and ask about funeral finance. Phones available 9am-6pm.
Beyond is authorised and regulated by the Financial Conduct Authority, register number 778428. Finance is provided through the Deko platform by a number of lenders. You will be offered the best rate available based on your credit history and the lenders’ credit decision policies.
Deko is a trading name of Pay4Later Ltd who act as a credit intermediary. They are registered in England and Wales (company number 06447333) and authorised and regulated by the Financial Conduct Authority (register number 728646). For more information please refer to https://www.dekopay.com/faq or visit https://www.dekopay.com.